Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using the website becomehh.com ("Website", "Service"), you confirm that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms") and our Privacy Policy, which are incorporated herein by reference.

If you do not agree with any part of these Terms, you must discontinue your use of the Website immediately.

These Terms apply to all visitors, users, partners, and others who access or use the Website. BecomeHH reserves the right to refuse service to anyone, for any reason, at any time.

2. Description of Services

BecomeHH ("we", "our", "us") provides the following free-of-charge services:

• Financial Calculators: Rent vs. Own, Invest vs. Buy, Mortgage, Down Payment, Budget Planner, Hidden Costs, and Annual Cost calculators.
• Educational Content: Articles, guides, and data on global real estate markets.
• Market Data: Country-specific mortgage rates, tax rates, and property fees from publicly available sources.
• Partner Portal: A commission-based referral programme for registered partners.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.

3. Financial Disclaimer

BecomeHH is not responsible for any financial loss, legal complications, tax liabilities, or any other harm resulting from your use of, or reliance on, any information, calculation, estimate, or content on this Website.

4. Data Accuracy and Sources

We strive to provide accurate, up-to-date data. Our data is sourced from publicly available official sources including:

• Official central bank websites and government financial authorities
• National notary associations and professional bodies
• Individual bank and financial institution websites
• Tax authority websites (HMRC, IRS, ANAF, AEAT, etc.)

However, rates, fees, and laws change frequently. We cannot guarantee that all data is current or accurate at any given moment. Data last updated: June 2026.

You should always verify rates and fees directly with the relevant institution before making financial decisions.

5. Intellectual Property

All content on becomehh.com — including but not limited to text, graphics, logos, calculator designs, source code, databases, and brand identity — is the exclusive property of BecomeHH Global and is protected by international copyright, trademark, and intellectual property laws.

• You may access, view, and print content for personal, non-commercial use only.
• You may NOT copy, reproduce, distribute, sell, modify, or create derivative works from any website content without our prior written consent.
• You may NOT scrape, crawl, or extract data from our calculators or database without written authorisation.
• Linking to becomehh.com from your own website is permitted, provided the link is clearly identified and does not misrepresent our services.

Unauthorised use of BecomeHH content may result in legal action.

6. Acceptable Use

You agree to use the Website only for lawful purposes. You may NOT:

• Use the Website in any way that violates applicable local, national, or international law or regulation.
• Transmit unsolicited commercial communications (spam).
• Attempt to gain unauthorised access to any part of the Website, its servers, or any connected databases.
• Use automated tools to access or scrape the Website without written permission.
• Introduce viruses, trojans, worms, or other malicious or harmful material.
• Impersonate any person or entity, or falsely claim affiliation with BecomeHH.
• Use the Website for any fraudulent or deceptive purpose.

BecomeHH reserves the right to suspend or terminate access to any user who breaches these rules, without notice.

7. Partner Programme Terms

7.1 Eligibility

The Partner Programme is open to individuals and companies operating in real estate, mortgage brokerage, legal services, or related fields, who are legally authorised to operate in their jurisdiction.

7.2 Partner Obligations

• Partners must only promote BecomeHH services truthfully and accurately.
• Partners may not make claims about BecomeHH's services that are misleading or unsubstantiated.
• Partners are solely responsible for their own tax obligations on commissions earned.
• Partners must comply with applicable laws and regulations in their jurisdiction, including advertising laws.

7.3 Commissions and Payments

Commission rates, payment schedules, and terms are defined in the Partner Agreement signed upon approval. BecomeHH reserves the right to modify commission structures with 30 days' notice. Fraudulent referrals will result in immediate programme termination and potential legal action.

7.4 Termination of Partnership

Either party may terminate the partnership relationship with 30 days' written notice. BecomeHH may terminate immediately in cases of breach of these Terms or the Partner Agreement.

8. Limitation of Liability

To the maximum extent permitted by applicable law:

• BecomeHH, its directors, employees, partners, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
• Our total liability to you for any claim arising under these Terms shall not exceed €100 (one hundred euros).
• We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses.
• We do not warrant the accuracy, completeness, or suitability of any information on the Website for any particular purpose.

Some jurisdictions do not allow the exclusion or limitation of liability for certain types of damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

9. Indemnification

You agree to defend, indemnify, and hold harmless BecomeHH and its affiliates, partners, employees, and agents from any claims, liabilities, damages, costs, and expenses (including reasonable legal fees) arising from:

• Your use of the Website in breach of these Terms;
• Your violation of any applicable law or regulation;
• Any false or misleading information you provide;
• Any violation of the rights of any third party.

10. Third-Party Links and Resources

The Website may contain links to third-party websites, including bank websites, government portals, and external calculators. These are provided for reference and data verification purposes only.

BecomeHH has no control over, and accepts no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of external sites is at your own risk, and we encourage you to read their terms and privacy policies.

11. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices.

12. Termination of Access

We may suspend or permanently terminate your access to the Website without notice if we believe:

• You have violated these Terms or our Privacy Policy;
• Your use of the Website poses a security risk;
• You are engaged in fraudulent or illegal activity;
• Continued provision of the Service to you is no longer commercially viable.

On termination, your right to use the Website ceases immediately. Provisions of these Terms that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) shall continue to apply.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable international commercial law, with disputes resolved by:

• For EU users: The law of the user's Member State, and disputes subject to the EU Online Dispute Resolution Platform (ec.europa.eu/consumers/odr).
• For all other users: Disputes shall first be resolved through good-faith negotiation. Failing that, disputes shall be submitted to binding arbitration under internationally recognised arbitration rules.

Nothing in this clause prevents either party from seeking urgent injunctive relief in a court of competent jurisdiction.

14. Changes to These Terms

BecomeHH reserves the right to modify these Terms at any time. Changes will be indicated by an updated "Last Updated" date at the top of this page.

For material changes, we will provide at least 14 days' advance notice via:

• A prominent notice on the Website;
• Email to registered partners.

Continued use of the Website after changes become effective constitutes your acceptance of the revised Terms. If you do not agree, please discontinue use of the Website.

15. Contact Information