Dubai offers what almost no mature market can: zero property tax, zero income tax on rent, ~7.2% gross yields and 100% foreign freehold ownership in designated zones — plus a 10-year Golden Visa at AED 2M+ of property.
Costs are simple but front-loaded: a 4% Dubai Land Department transfer fee plus ~2% agent commission. Service charges (~1.5%/year) are the highest in our database, so factor them into yield math.
Market overview
Off-plan purchases from approved developers dominate the new-build market with attractive payment plans — buy only from DLD-registered projects with escrow accounts. Mortgages for expats run around 4.75–4.99% with 75–80% LTV caps. The Golden Visa application follows title-deed issuance and takes weeks, not months.
Popular locations:
Mortgage rates in UAE (Dubai) (June 2026)
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True cost of buying & owning
Get your exact numbers with the Hidden Buying Costs and Annual Ownership Costs calculators.